Business Basic Checking
The perfect account for your side-hustle or small business.
Account Features
Get a checking account built with your small business in mind. If you’d like to speak to a TBK Team Member about a Business Basic Checking account, schedule an appointment today!
- Up to 50 free items5 per statement cycle
- Mobile Deposit with the TBK Bank Mobile App6
- Get real-time account alerts6 directly to your smartphone
Requirements:
- Only a $100 minimum opening deposit to get started
- $9 or $0* monthly service charge
- Refund* the monthly service charge when you do one or more of these:
- Maintain average available balance of at least $1,000; OR
- Total relationship7 balance of at least $10,000; OR
- TBK Bank Merchant Services2
Earn up to $175 with a new Business Basic Checking Account.
Fulfill a few basic requirements and you’ll have a bonus for your business!
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Earn $1001
Merchant Services Bonus
Merchant Services with TBK allows you to process payments over the web, in store, by mobile, by mail, or by phone. Obtain TBK Bank Merchant Services2 within the qualifying bonus period
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Earn $251
Consumer Checking Bonus
Open and fund a AIM or Everyday consumer checking (DDA) account4 within the qualifying bonus period
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Earn $251
Automatic Transfer Bonus
Complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account within the qualifying bonus period
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Earn $251
Debit Card Bonus
Get a business debit card and make one Point-of-Sale3 purchase that clears your account within the qualifying bonus period
Business Basic Checking comes with these features and more to make running your business easier:
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50 free transactions5 per statement cycle
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Free mobile deposit with the TBK Bank mobile app6
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Get real-time account alerts on your smartphone6
Would you like to speak to a TBK Team Member about a Business Basic Checking account?
Not sure if Business Basic Checking is right for your business?
Check out our other business checking accounts to find the one that meets your needs, or compare them all.
Business Basic Checking is available for Sole Proprietorship, Single Owner, or DBA business only. Business Basic Checking receives Consumer Online Banking access.
- The promotional bonus incentive offer period is September 12, 2023 through November 30, 2023 and subject to change at any time. During this promotional period, Business Basic Accounts opened and used can earn up to a total of $175 during the qualifying bonus offer period. Qualifying bonus period is 120 calendar days following the open date of the account. Any qualifying bonuses will be credited to this Business Basic Account on the next business day following the end of the bonus period if account is open and active. Limit one of each bonus type. Converted accounts are not eligible for bonus. Cash bonus payments may result in interest being reported to IRS.
- Complete Merchant Services application, become approved, and receive a “Merchant ID” for Merchant Services through TBK Bank.
- ATM withdrawals are not included as eligible Point-of Sale transactions.
- Accounts must share either as owner and/or joint owner, the same Tax Identification Number (TIN) as the Business Basic Account Tax ID Owner.
- A service charge of 50 cents will be charged for each deposited item and/or debit transaction (transactions may include: checks, ACH debts, ATM transactions, and Point-of-Sale transactions) in excess of 50 items during each monthly statement cycle.
- Your wireless carrier may charge for text or data usage when using a TBK Bank Mobile App.
- Total Relationship is the cumulative average available balance in any combination of checking, savings, money market, or certificate of deposit accounts that share either as owner, and/or joint owner, the same Tax Identification Number (TIN) as the Account Tax ID owner.
*Additional methods for refunding the monthly service charge may be available in limited circumstances. See branch personnel for more details.