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Business Basic Checking

The perfect account for your side-hustle or small business.

Account Features

Get a checking account built with your small business in mind.

  • Earn a Cash Bonus1
  • 50 Free Transactions per Statement Cycle2
  • Free Cash Processing (Change Orders)
  • Minimum Opening Deposit of $100
  • Enjoy a $0 Monthly Service Charge* if you either:
    • Maintain Average Available Balance of at least $1,500
    • Total Relationship Balance3 of at least $10,000
    • With TBK Bank Merchant Services4

*$9 Monthly Service Charge applies if one of the above conditions isn’t met. Additional methods for refunding the monthly service charge may be available in limited circumstances. See branch personnel for more details. Offer effective 12/04/20 and subject to change at any time.

Business Basic Checking comes with these features and more to make running your business easier:

  • 50 free transactions per statement cycle2

  • Send and receive money easily with Zelle® 7

  • Free mobile deposit with the TBK Bank mobile app8

  • Get real-time account alerts on your phone8

Earn up to $100 with a new Business Basic Checking account.

Fulfill a few basic requirements and you’ll have a bonus for your business!

  • Earn $251

    Merchant Services Bonus

    Obtain TBK Bank Merchant Services4 within the qualifying bonus period

  • Earn $251

    Auto Transfer Bonus

    Complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account within the qualifying bonus period

  • Earn $251

    Debit Card Bonus

    Get a business debit card and make one Point-of-Sale5 purchase that clears your account within the qualifying bonus period

  • Earn $251

    Consumer Checking Bonus

    Open and fund an AIM or Everyday consumer checking (DDA) account6 within the qualifying bonus period

Business Basic Checking is available for Sole Proprietorship, Single Owner, or DBA business only. Business Basic Checking receives Consumer Online Banking access.

  1. Qualifying Bonus period is 120 calendar days following the open date of the Business Basic Checking account. Any qualifying bonus will be credited to this Business Basic Checking account on the next business day following the end of the bonus period if account is open and active. Limit one of each bonus type. Converted accounts are not eligible for bonus. Cash Bonus payments may result in interest being reported to the IRS. 
  2. A service charge of 50 cents will be charged for each deposited item and/or debit transaction (transactions may include: checks, ACH debits, ATM transactions, and Point-of-Sale transactions) in excess of the allotted number during each monthly statement cycle. 
  3. Total relationship is the cumulative average available balance in any combination of checking, savings, money market or certificate of deposit accounts that share either as owner, and/or joint owner, the same Tax Identification Number (TIN) as the Account Tax ID owner. 
  4. Complete merchant services application, become approved and receive a “Merchant ID” for Merchant Services through TBK Bank.
  5. ATM withdrawals are not included as eligible Point-of-Sale transactions. 
  6. Accounts must share either as owner and/or joint owner, the same Tax Identification Number (TIN) as the Business Basic Checking account Tax ID Owner. 
  7. Zelle and Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. Offer effective 11/11/20 and subject to change at any time.
  8. Your wireless carrier may charge for text or data usage when using a TBK Bank Mobile App.