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Business Interest Checking

Earn interest* with the account meant for businesses with more complex needs.

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Account Features

Just because your business needs are complex doesn’t mean business checking has to be. Enjoy a streamlined business account that will earn money for you! If you’d like to speak to a TBK Team Member about a Business Interest Checking account, schedule an appointment today!

  • Earn Interest on your entire balance*
  • Up to 500 free items5 per statement cycle
  • Get real-time account alerts6 directly to your smartphone
  • Enjoy unlimited ATM fee rebates7 when monthly service charge refund** is achieved

Requirements:

  • Only a $100 minimum opening deposit to get started
  • $24 or $0** monthly service charge
  • Refund** the monthly service charge when you do one or more of these:
    • Maintain average available balance of at least $10,000; OR
    • Total relationship8 balance of at least $50,000; OR
    • TBK Bank Merchant Services2

Earn up to $4501 when you open and use a Business Interest Checking Account.

Fulfill a few basic requirements and you’ll have a bonus for your business!

  • Earn $3501

    Merchant Service Bonus

    Merchant Services with TBK allows you to process payments over the web, in store, by mobile, by mail, or by phone. Obtain TBK Bank Merchant Services2 within the qualifying bonus period

  • Earn $251

    Consumer Checking Bonus

    Open and fund an AIM or Everyday consumer checking (DDA) account4 within the qualifying bonus period

  • Earn $501

    Automatic Transfer Bonus

    Complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account within the qualifying bonus period

  • Earn $251

    Debit Card Bonus

    Get a business debit card and make one Point-of-Sale3 purchase that clears your account within the qualifying bonus period

Business Interest Checking comes with these features and more to make running your business easier:

  • Earn interest on your entire balance*

  • 500 free transactions5 per statement cycle

  • Get real-time account alerts6 on your smartphone

  • Enjoy unlimited ATM fee rebates7

Would you like to speak to a TBK Team Member about a Business Interest Checking Account?

Schedule an Appointment

Not sure if Business Interest Checking is right for your business?

Check out our other business checking accounts to find the one that meets your needs, or compare them all.

*Rates, terms and conditions subject to change without notice. Fees may reduce earnings.

  1. The promotional bonus incentive offer period is September 12, 2023 through November 30, 2023 and subject to change at any time. During this promotional period, Business Interest Checking Accounts opened and used can earn up to $450 during the qualifying bonus offer period. Qualifying bonus period is 120 calendar days following the open date of the account. Any qualifying bonus will be credited to this Business Interest Checking Account on the next business day following the end if the bonus period if account is open and active. Limit one of each bonus type. Converted accounts are not eligible for bonus. Cash bonus payments may result in interest being reported to IRS.
  2. Complete Merchant Services application, become approved, and receive a “Merchant ID” for Merchant Services through TBK Bank.
  3. ATM withdrawals are not included as eligible Point-of Sale transactions.
  4. Accounts must share either as owner and/or joint owner, the same Tax Identification Number (TIN) as the Business Interest Checking Account Tax ID Owner.
  5. A service charge of 40 cents will be charged for each deposited item and/or debit transaction (transactions may include: checks, ACH debts, ATM transactions, and Point-of-Sale transactions) in excess of 500 items during each monthly statement cycle.
  6. Your wireless carrier may charge for text or data usage when using a TBK Bank Mobile App.
  7. Unlimited rebate of combined ATM Access Fees and Surcharge Fees when the monthly service charge refund is achieved. See Common Features for full details.
  8. Total Relationship is the cumulative average available balance in any combination of checking, savings, money market or certificate of deposit accounts that share either as owner, and/or joint owner, the same Tax Identification Number (TIN) as the Account Tax ID owner. Rates, terms, and conditions subject to change without notice. Fees may reduce earnings.

    **Additional methods for refunding the monthly service charge may be available in limited circumstances. See branch personnel for more details.