businessman in conversation

Business Interest Checking

Earn interest* with the account meant for businesses with more complex needs.

Account Features

Just because your business needs are complex doesn’t mean business checking has to be. Enjoy a streamlined business account that will earn money for you!

  • Earn Interest on Your Entire Balance* (see your rates here)
  • Earn a Cash Bonus1
  • 500 Free Transactions per Statement Cycle2
  • Up to $50 in Wire Fee Rebates per Statement Cycle3
  • Unlimited ATM Fee Rebates4
  • Free Checks5
  • Free Paper Statements
  • No Fees for Returned Deposit Items
  • Access to Small Business Center
  • Access to TBK Bank Business Mobile App6
  • Free Cash Processing (Change Orders)
  • Minimum Opening Deposit of $100
  • Enjoy a $0 Monthly Service Charge** if you either:
    • Maintain at least a $10,000 Average Available Balance
    • Maintain at least $50,000 in Total Monthly Relationship7 Balance
    • With TBK Bank Merchant Services8

*Rates, terms and conditions subject to change without notice. Fees may reduce earnings. 

**Additional methods for refunding the monthly service charge may be available in limited circumstances. See branch personnel for more details. $24 Monthly Service Charge applies if one of the conditions isn’t met.  

Business Interest Checking comes with these features and more to make running your business easier:

  • Earn interest* on your entire balance

  • 500 free transactions per statement cycle2

  • Get real-time account alerts6 on your phone

  • Enjoy unlimited ATM fee rebates4

Earn up to $200 with a new Business Interest
Checking account.

Fulfill a few basic requirements and you’ll have a bonus for your business!

  • Earn $1001

    Merchant Service Bonus

    Obtain TBK Bank Merchant Services8 within the qualifying bonus period

  • Earn $501

    Auto Transfer Bonus

    Complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account within the qualifying bonus period

  • Earn $251

    Debit Card Bonus

    Get a business debit card and make one Point-of-Sale9 purchase that clears your account within the qualifying bonus period

  • Earn $251

    Consumer Checking Bonus

    Open and fund an AIM or Everyday consumer checking (DDA) account10 within the qualifying bonus period

*Rates, terms and conditions subject to change without notice. Fees may reduce earnings.

  1. Qualifying Bonus period is 120 calendar days following the open date of the Business Interest Checking account. Any qualifying bonus will be credited to this Business Interest Checking account on the next business day following the end of the bonus period if account is open and active. Limit one of each bonus type. Converted accounts are not eligible for bonus. Cash Bonus payments may result in interest being reported to the IRS. 
  2. A service charge of 40 cents will be charged for each deposited item and/or debit transaction (transactions may include: checks, ACH debits, ATM transactions, and Point-of-Sale transactions) in excess of the allotted number during each monthly statement cycle. 
  3. Up to $50 in wire fee rebates will be credited at the close of each statement cycle, standard pricing after rebate has been achieved. This applies to incoming, outgoing, domestic and international wire fees. 
  4. Unlimited rebate of combined ATM Access Fees and Surcharge Fees when the monthly service charge refund is achieved. See schedule of fees for full details. 
  5. Unlimited Specialty Mint checks for Business Interest Checking. 
  6. Your wireless carrier may charge for text or data usage when using a TBK Bank Mobile App. 
  7. Total Relationship is the cumulative average available balance in any combination of checking, savings, money market or certificate of deposit accounts that share either as owner, and/or joint owner, the same Tax Identification Number (TIN) as the Account Tax ID owner. 
  8. Complete merchant services application, become approved and receive a “Merchant ID” for Merchant Services through TBK Bank. Offer effective 12/04/20 and subject to change at any time.
  9. ATM withdrawals are not included as eligible Point-of-Sale transactions.
  10. Accounts must share either as owner and/or joint owner, the same Tax Identification Number (TIN) as the Business Interest Checking account Tax ID Owner.