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Mortgage Loan

Helping you get the keys to your future.

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Mortgage Loan Features

TBK’s team of experts wants to help you buy, refinance or even build your new home. Experienced local lenders and a variety of programs provide an exceptional experience that fits your unique needs.

  • Competitive Rates
  • Fast Approvals
  • Local Service
  • Easy Online Application
  • Fixed and Adjustable Rate Loans

Loan approvals subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts.

  • FHA, VA, and USDA Loans
  • Jumbo Loans
  • Construction and Land Loan Options
  • Condo and Manufactured Home Financing Available

Would you like to speak to a TBK Team Member about a Mortgage Loan?

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Mortgage Loan Types:

If you’re planning to stay in your home long term, this may be the perfect option.

  • Principal and interest portion of your payment does not change during the loan term
  • Borrow up to 97% of your home’s value
  • Purchase, refinance and cash-out refinances are available
  • No pre-payment penalties
  • Primary residence, investment property, and second home financing is available

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*Conventional conforming loan limit applies to those loans that follow Fannie Mae or Freddie Mac guidelines. $806,500 loan limit is valid through 12/31/2025.

For financing amounts greater than $806,500 on a single-family home, ask us about our Jumbo Loan programs.

  • Fixed and adjustable rate terms
  • Flexible terms available
  • No pre-payment penalties

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Home buyers may find that the FHA Loan fits their needs.

  • Down payments as low as 3.5%3
  • Flexible qualification and credit requirements
  • No pre-payment penalties
  • Take advantage of gift funds for down payments and closing costs
  • Sellers can contribute up to 6% of the sale price towards closing costs
  • Multiple purchase and refinance options are available

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Primary residences only. Certain property types are ineligible. Loan limits vary based on property location. Confirm with your lender.

For those who’ve served our country, we’re honored to have a special loan to serve your needs.

  • Available to eligible veterans as defined by the Administrator of Veterans Affairs
  • No down payment required
  • No Private Mortgage Insurance required
  • No pre-payment penalties
  • Flexible qualification and credit requirements
  • Sellers can contribute up to 4% of the sale price towards closing costs
  • Purchases and refinances are available

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Not available to everyone. Other restrictions may apply. Loan limits vary based on property location. Confirm with your lender.

Also known as Rural Development Loans, the USDA Loan is a great option for low-to-moderate income borrowers in designated rural and suburban areas.

  • No down payment requirement
  • No reserve requirements
  • No pre-payment penalties
  • Fixed rates
  • Closing costs may be financed if appraisal value is higher than purchase price
  • Lower monthly mortgage insurance premiums compared to conventional mortgage insurance

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We Offer A Wide Selection of Personal Loans