Security Policy

This Internet Banking System brings together a combination of industry-approved security technologies to protect data for the bank and for you, our customer. It features password- controlled system entry, a VeriSign-issued Digital ID for the bank’s server, Secure Sockets Layer (SSL) protocol for data encryption, and a firewall to regulate the inflow and outflow of server traffic.

Secure Access and Verifying User Authenticity

When you login to our Internet banking site, the page that the login form is posting to is secured using SSL, There are two ways to verify this. The first is to watch the address bar after you submit the login. It should change to a site with \’’ for just a second before sending you to our Internet banking site. The second and more technical way to verify that we are providing you with a secure login is to view the source on the login page. If you search for the ‘FORM’ element, the ‘action’ attribute will be a URL that starts with HTTPS is HyperText Transport Protocol (Secure), the standard encrypted communication mechanism on the World Wide Web. This is also known as HTTP over SSL.

Secure Data Transfer

Once the server session is established, the user and the server are in a secured, encrypted environment. Because the server has been certified as a 128-bit secure server by VeriSign, data traveling between the user and the server is encrypted with Secure Sockets Layer (SSL) protocol. With SSL, data that travels between the bank and customer is encrypted and can only be decrypted with the public and private key pair. In short, the bank’s server issues a public key to the end user’s browser and creates a temporary private key. These two keys are the only combination possible for that session. When the session is complete, the keys expire and the whole process starts over when a new user makes a server session.


Data requests must filter through a firewall before they are permitted to reach the server. The firewall configuration begins by disallowing ALL traffic and then allows traffic only when necessary to process acceptable data requests, such as retrieving web pages or sending customer requests to the bank. Using the above technologies, your Internet banking transactions are secure.