Save on payment processing with
TBK Bank Merchant Services

Limited Time Offer! Receive $500¹

If TBK Bank is unable to meet or beat your current payment processing rates, you will receive $500¹.

Provide four (4) of your most recent processing statements in-person at any TBK Bank branch, or via email at merchantservices@tbkbank.com. If we are unable to meet or beat your current payment processing rates, TBK Bank will give you $500!

¹The Merchant services Meet or Beat Incentive (“Incentive”) (“Offer Period”) is January 1, 2026, through February 28, 2026, and may be extended, modified, or discontinued at any time without notice. Offer applies to U.S. merchants with an annual card processing (Visa/MC/Discover/AMEX) volume in excess of $100,000 and is subject to business type and underwriting approval. Software/equipment compatibility with TBK Bank Merchant Services and underwriting approval is required. Statement delivery via email or in branch to receive this Incentive. Limit one (1) offer per merchant, regardless of the number of business locations. Offers cannot be combined. 

Eligibility Requirements: Incentive recipients must submit (4) merchant statements (“Statements”) with a date less than six (6) months from the date of submission during the Offer Period and within 60 calendar days of the end of the Offer Period, have a TBK Bank Business Checking Account considered open and active for at least 60 calendar days, with a minimum of ten (10) transactions to be eligible for the Incentive. To receive the Incentive, Statements must be submitted during the Offer Period and Eligibility Requirements must be met within 60 calendar days of the end of the Offer Period.

Incentive Payment: If TBK Bank cannot meet or beat the customer’s current rate and/or per item fee supported by the Statements, then within 30 calendar days of meeting the Eligibility Requirements, TBK Bank will award a $500 incentive distributed in the form of direct deposit to an eligible TBK Bank Business Checking Account. 
Incentive Payment may result in interest being reported to the IRS. Other fees may apply. TBK Bank Merchant Services provided by Elavon.

Exclusions: The following business types are excluded from this offer (1) existing TBK Bank Merchant Services customers, (2) proprietary mobile programs (e.g. Square), (3) franchise locations under corporate pricing program, (4) collective pricing offered to association members, (5) warehouse pricing, (6) payment facilitator or aggregator pricings, (7) healthcare patient payment pricing, (8) government or not for profit pricing, (9) petroleum and relationship pricing exception (i.e., below cost) customers utilizing zero-cost or “no fee” processing solutions, or (10) merchants processing through third-party network.

²Certain state or local laws may restrict or limit the amount of the surcharge percentage. Although Elavon offers surcharging in most states, Merchants are responsible for determining the legality of surcharging in their states, and merchants are liable if their activities are found to be unlawful. Credit card surcharge applies to credit card only, not available on debit cards.