Personal Banking

Christmas Club

Keep your holiday season stress-free.

Don’t agonize over the holiday cash crunch. Our Christmas Club is for everyone who wants to truly enjoy all the holidays have to offer, from gifts to decorations to a special family dinners, without worrying about taking on extra debt.

Contribute to this account throughout the year, as much or as little as you want. Earn interest as the year goes on. We’ll disburse the funds in October, just in time to tackle any and all holiday expenses stress-free.


  • Competitive interest rate* (see your rates here)
  • Interest credited at maturity
  • Funds disbursed in October
  • Penalty for early withdrawal**
  • Only $5 minimum deposit to open

TBK Bank will NOT allow withdrawals on Christmas Club accounts. If you request a withdrawal from your Christmas Club account, the account will either be changed to a Savings Account or will be closed.

This product is not currently available in our Texas market. Please contact your local branch for more information.

*Variable interest rate which may be changed at any time.

**The penalty for early withdrawal will equal all interest earned to the date of the withdrawal prior to maturity.



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