Personal Banking

Totally Free Checking

A checking account with the
right amount of fees—none.

Get ready to hear a bunch of “no”: no monthly fee, no minimum balance, and no limits on how many checks you can write.

With access to our free online banking, and cash* to help replace the checks from other banks, switching is as easy as possible. Yeah, we think it’s pretty great too.

*Receive up to $25 to help offset the cost of your new checks when you bring in your old checks or debit card from another financial institution.


  • No monthly maintenance service charge
  • No minimum balance
  • Unlimited check writing; no per-check charges
  • Free online banking with bill pay
  • Free mobile banking* and mobile deposit
  • Free eStatements with paper statements available
  • Free debit card†
  • Popmoney service available
  • $50 minimum deposit to open

This product is not currently available in our Texas market. Please contact your local branch for more information.

*Your wireless carrier may charge for text and/or data usage when using mobile banking.

†Four (4) free ATM withdrawals per statement cycle at non-TBK Bank ATM locations; $2.00 each thereafter. Minimum opening deposit is only $50. Other fees such as Overdraft Fees may apply. Non-checking products described may contain additional fees. See fee schedule for details. CardValet is a registered trademark of Fiserv, Inc. 


A better banking experience is a few clicks away