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Payables Solutions

Our electronic payables solutions use advanced technology to give you the control you need to make your payments when and how you choose.

Payables Solutions

Whether you’re looking to automate your payables processes with electronic file transfer or prefer a comprehensive web user interface for hands-on interaction – or something in between – we can help.​

Payable Solutions are available in Commercial Center.

Significantly improve control of your business’ cash flow, funds availability, transaction reconciliation and cash forecasting with same-day or next-day ACH origination. ACH is a reliable and cost effective funds transfer method and is most often used for:

  • Business-to-business payments
  • Direct deposit for payroll
  • Federal, state, and local tax payments (May not be available for all states)
  • Cash concentration

ACH File Formats:

  • Nacha
  • ISO20022
  • EDI820
  • ACH file mapping also available

ACH Reporting:

  • ACH Detail report
  • ACH Return Item report
  • ACH Notice of Change report

Same-day ACH can be used for those times when funds must be there today. To process a same-day transaction, your ACH file must be submitted prior to 12:30 pm CST. There are additional eligibility requirements for same-day transactions, including:

  • Per payment transaction limit of $1 million
  • Domestic ACH only

Must have access through Commercial Center.

When time is of the essence, you can move money from one institution to another, across town or across the world.

Wire transfer origination through Commercial Center is efficient and safe. No more trips to the bank or paper forms to submit. TBK Bank’s wire transfer origination offers immediate transfer of funds and guaranteed settlement.

Features Include:

    • Domestic wire origination
    • International wire origination (USD)
    • Foreign currency wire origination
  • File delivery in the following formats:
    • Fedwire
    • ISO20022
    • EDI820
    • File mapping available

Wire Transfer Reporting Options:

  • Fedwire standard acknowledgements
  • Fedwire standard confirmations
  • ISO20022 acknowledgements
  • ISO20022 confirmations
  • Wire Detail report

One Card* is ideal for businesses needing maximum control over expenses. Manage travel and entertainment expenses, business purchases, utility costs, fleet expenses, and more. The program includes a login to a secure online portal with real-time access to your card information. This program includes real-time access to:

  • Worldwide acceptance
  • Manage cardholder limits and purchases
  • Maintain spending controls in real-time
  • Protect against card misuse
  • Advanced administrative tools and reporting
  • Tax and compliance management support
  • Import transaction detail for simplified reconciliation with your accounting or Treasury Workstation

*Subject to credit approval